Onsetto

Win the Business Operating Account
Seed
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About

Onsetto is a financial technology company helping financial institutions win and activate business banking relationships. While account opening has become increasingly efficient, most new business accounts never become the customer’s primary operating account due to the complexity of switching payroll, payments, and financial workflows. Onsetto addresses this gap by guiding businesses through the transition of their financial activity, enabling banks to move beyond account acquisition to full relationship activation.

Through its SwitchAssist platform, Onsetto provides a structured, step-by-step approach to moving payroll, receivables, payables, and day-to-day operations into a new account. By reducing friction and increasing visibility during the onboarding process, Onsetto helps financial institutions accelerate deposit growth, improve customer experience, and establish primacy from day one. The platform is designed to be fast to implement and does not require core or digital banking integration, making it a scalable solution for banks of all sizes.

Investment Highlights

Year Founded

2025

HQ Location

Minneapolis
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